Tuesday, November 25, 2014

How and where to change your name

This is not an easy process. The older you are, the more difficult it is. Not in any sort of "get married young" kind of way. When you're older, you have a job, you have your own insurance, credit cards, leases, mortgages, phone bills, lots of things in your name. When you're young, everything's probably in your parents' names, or you don't even have it yet. Either way, it's going to be a hassle. 

In a fashion similar to that of my wedding day emergency bag, I did a lot of googling to create a comprehensive list to meet my needs. The site I found most helpful was at The Examiner, and this article will be very similar.


The most important thing to note is that you will need the certified copy of your marriage license for most of these things. We went to the courthouse ourselves the Monday after the wedding. This took all of 20 minutes and we walked away with the certified copy. The other option is to hand it over to your officiant and they will mail it in to the court. It then takes 4 to 6 weeks for you to get the certified copy mailed to your house. If your documents are time sensitive (mine were), I recommend filing yourself. Otherwise, enjoy the honeymoon and don't worry about the paperwork until you get the thing back in the mail.



The obvious places

  1. Driver's license (and voting registration) - Go to a licensing office with your old driver license and your marriage license. Going to a less busy location, or during non-peak times will help shorten the trip. (Lunch and closing times are the worst.) You will be given a temporary license to show your new name, in addition to your original license with the top sliced off. Bars barely notice the sliced-off card, but if you are traveling, make sure to carry both pieces of identification to prove your new name is legit at the airport. Be sure to ask that a new voter's registration card be sent to you as well. This doesn't necessarily happen automatically, so better safe than sorry to verify. (This was extra fun for me. My new license mailed to my parents' house in Texas, and they didn't want to mail it to me. I was meeting up with them in Colorado in mid-September, but I had to rent a car on my temporary license. That is an experience I do not wish upon anyone!)

  2. Social Security Card - Take your marriage license and old driver license to a local social security office. You can find your nearest one here. If you don't have an hour or two to spend there, you can mail in your request. Wait until your new driver license arrives in the mail so you aren’t caught without one, then send your old driver license, along with your marriage license, and an application you can print off www.socialsecurity.gov to your local office. There are pros and cons to both options. If you mail in your marriage license, you won't have it for name changes in the mean time. The office in Dallas wasn't the most glamorous place, but the wait really wasn't so awful. Plus I got to keep all of my documents in the mean time. Bonus: Your social security number does NOT change when your name changes. That was a huge relief to me!

  3. Bank Accounts/Investment Accounts/Credit Cards - You will need your marriage license for this, too. Take it along with a piece of ID showing your new name in to your local branch. If you have a joint checking account (with a parent or with your new spouse), the other person (people) on the account must also be present. I know, this is a little weird. When you change your name on the account, you have to create a new signature card. Since that is a legal document, all parties must be present, with IDs, to sign it. This was a sticking point for me as I'm in Canada and my mom (who's on my US accounts) is in Texas. Don't forget to order new checks with Mrs. on them! For the credit cards, you might have to fax them a copy of your new ID and marriage certificate. If you're like most of the people out there today, you do not have a fax machine. Never fear, there are, of course, websites for this. Just scan/snap a picture of your documents and send them through a site such as this one.

  4. Work - This is a multi-part bullet point. Email your HR department before the wedding to ask what documents they will need. They might need a new piece of ID, your marriage license, and/or your new social security card. Don't forget to ask for new business cards to be printed as well. Some places will issue you a new email address as well, it depends on their system and how old it is. 
The less obvious places
  1. Insurance - This includes health insurance, auto, home/renter's, life insurance, wills or last testaments. This will be a similar process as changing the name on your credit cards. That online fax service is now your best friend. 

  2. Utilities/Monthly Bills - Electric company, water company, tv, internet, land line, cell phone. Some of them will want the copies of your documents, oddly, some will not. Another key thing to do here is update your payment information once your bank accounts and credit cards have been updated. Also, if you have any student loans, mortgages, or lines of credit, you'll have to contact those agencies to have them update the information.

  3. Your Lease! Car title, deeds to any property - These are very important! They are legal documents. Some will tell you that they regard the law as it existed the day you signed it, keeping with the legal name you held when you signed the document. I am on the paranoid side and would hate for my old name to be an issue at any point down the road, so it's better to take care of these things now rather than have to backpedal when something comes up.

  4. Passport - Some don't travel as much as others, and this is fine. Before you go anywhere, check this site for the forms you need. I needed mine immediately, which provided some difficulty. If you need same day service, here is what I recommend. Take your new pictures before the wedding. I went the week before so that I could pick them up before everything got crazy. I added them to my stack of paperwork for my Monday name-changing adventure. The tricky part is that the passport agency offices are few and far between. They'd only recently opened one in Dallas, which allowed me to get my new one. Check this list for the location nearest you. If you do not need it immediately, you can mail in your old passport with a copy of your marriage certificate. For a new passport, the process is similar, but it will take several weeks to be mailed to you.

  5. Accounts/Memberships - This is a very broad topic. It covers your airline and hotel memberships, gym memberships, Angie's List, any toll tag accounts for your car. This one will have additional things that pop up over the months as you remember the last time you logged in or booked a flight. For the airline memberships, you will need to send copies of new identification and your marriage certificate. Since they deal with travel and need your full legal name, they need to verify your identity.

  6. Social media accounts - This is the fun and easy part! Update your Facebook, Twitter, Pinterest, Tumblr, LinkedIn! A lot of them let you indicate previous names, which can be beneficial (particularly Facebook and LinkedIn, where people searching for you might readily know your old name).

  7. Email - In the same light, your email account now needs an update. If you feel so inclined, you can acquire an entirely new address to reflect your name. At the very least, update your email signature. If you go the route of a new address, you can send a mass email to all of your contacts to let them know. You can also port your existing contact list over to your new account and set up forwarding from the old account to the new one, so you don't miss any mail. If you get a new address, be sure to update that on any online accounts you have! Facebook, Twitter, Hulu, Netflix, rewards programs!

  8. Home address labels - Yay! Yall are now a pair! Here's Paper Source's site for getting a custom stamp. Their system is pretty neat. You can reuse the stamp apparatus and change out the actual stamp as you move or need to stamp something else!
There's always somewhere else or something else. Depending on who you are or the things you have, there will be something else. 

It's a lot of work. It's exhausting, since you just planned a wedding and got married, to now have to talk to tons of customer service reps and government workers. But you can do this. We all believe in you!